T's company was purchased recently. In January, his health plan changes. The plan for the new company doesn't have good infertility coverage. The IUIs will still be partially covered, though we will pay more than we do now as a copay. And I'm pretty sure that any injectable medications wouldn't be covered. But they will not cover IVF. Not at all. So, the magic of living in Massachusetts may be short lived.
Needless to say, I think I am going to try harder to find a full time job so that I can have health insurance through my work. That way, if we need IVF, we can have coverage.
A bump in the road, but just a bump. We can get through it.
Needless to say, if I'm pregnant (and stay that way), this is something we will not have to worry about for a couple of years. We have until New Years. I'm having a hard time hoping I might be pregnant, but of course being pregnant would solve this issue, at least for a while. And there is no pre-existing condition policy for the new health plan, so the entire pregnancy would be covered without a problem. Oy. No pressure.
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6 comments:
OY is right. I am sorry that Your insurance will not pay for IVf and only partial IUI. In FLm we pay for it all, insurances will not pay for any - it just sucks
I will just hope that this IUI works and you won't need to worry about any of it.
wow, just the news you ned right now, huh? we have no coverage either and i can't even bring myself to total up the amount from all those years of treatment cycles. very much hoping this one is your ticket off the IF highway and you don't have to go there!
I hate that insurance is even an issue. IF is hard enough emotionally, without the financial issues as well.
Here is to this IUI working so you don't have to even THINK about IVF!!
Insurance is a pain in the rear...Im sorry for that news. BUT I am hopeful you wont even have to worry about it=)
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